Call report 2017Q1
SOUTHERN MICHIGAN BANK & TRUST — 2017Q1
The 22 measures SOUTHERN MICHIGAN BANK & TRUST reported to the FFIEC for 2017Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 647,089,000 | USD | evidence → |
| Total loans | 454,140,000 | USD | evidence → |
| Allowance for loan losses | 4,785,000 | USD | evidence → |
| Securities available for sale | 107,852,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 542,938,000 | USD | evidence → |
| Interest-bearing deposits | 512,769,000 | USD | evidence → |
| Noninterest-bearing deposits | 30,169,000 | USD | evidence → |
| Equity capital | 73,775,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,813,000 | USD | evidence → |
| Interest expense | 416,000 | USD | evidence → |
| Net interest income | 5,397,000 | USD | evidence → |
| Noninterest income | 1,636,000 | USD | evidence → |
| Noninterest expense | 5,015,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 2,019,000 | USD | evidence → |
| Income tax | 562,000 | USD | evidence → |
| Net income | 1,457,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 60,821,000 | USD | evidence → |
| Total capital | 65,606,000 | USD | evidence → |
| Risk-weighted assets | 536,395,000 | USD | evidence → |