Call report 2013Q2
SOUTHERN MICHIGAN BANK & TRUST — 2013Q2
The 22 measures SOUTHERN MICHIGAN BANK & TRUST reported to the FFIEC for 2013Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 521,811,000 | USD | evidence → |
| Total loans | 368,116,000 | USD | evidence → |
| Allowance for loan losses | 5,594,000 | USD | evidence → |
| Securities available for sale | 79,145,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 441,043,000 | USD | evidence → |
| Interest-bearing deposits | 416,354,000 | USD | evidence → |
| Noninterest-bearing deposits | 24,689,000 | USD | evidence → |
| Equity capital | 60,833,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,820,000 | USD | evidence → |
| Interest expense | 997,000 | USD | evidence → |
| Net interest income | 8,823,000 | USD | evidence → |
| Noninterest income | 3,575,000 | USD | evidence → |
| Noninterest expense | 8,926,000 | USD | evidence → |
| Provision for loan losses | 400,000 | USD | evidence → |
| Pretax income | 3,072,000 | USD | evidence → |
| Income tax | 824,000 | USD | evidence → |
| Net income | 2,248,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 46,934,000 | USD | evidence → |
| Total capital | 51,649,000 | USD | evidence → |
| Risk-weighted assets | 376,308,000 | USD | evidence → |
Machine access — free, no API key
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