Call report 2013Q1
SOUTHERN MICHIGAN BANK & TRUST — 2013Q1
The 22 measures SOUTHERN MICHIGAN BANK & TRUST reported to the FFIEC for 2013Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 536,778,000 | USD | evidence → |
| Total loans | 360,350,000 | USD | evidence → |
| Allowance for loan losses | 5,232,000 | USD | evidence → |
| Securities available for sale | 84,687,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 455,048,000 | USD | evidence → |
| Interest-bearing deposits | 429,101,000 | USD | evidence → |
| Noninterest-bearing deposits | 25,947,000 | USD | evidence → |
| Equity capital | 60,845,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,869,000 | USD | evidence → |
| Interest expense | 523,000 | USD | evidence → |
| Net interest income | 4,346,000 | USD | evidence → |
| Noninterest income | 1,823,000 | USD | evidence → |
| Noninterest expense | 4,484,000 | USD | evidence → |
| Provision for loan losses | 225,000 | USD | evidence → |
| Pretax income | 1,460,000 | USD | evidence → |
| Income tax | 354,000 | USD | evidence → |
| Net income | 1,106,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 46,110,000 | USD | evidence → |
| Total capital | 50,768,000 | USD | evidence → |
| Risk-weighted assets | 372,045,000 | USD | evidence → |
Machine access — free, no API key
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