Call report 2013Q3
SOUTHERN MICHIGAN BANK & TRUST — 2013Q3
The 22 measures SOUTHERN MICHIGAN BANK & TRUST reported to the FFIEC for 2013Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 535,420,000 | USD | evidence → |
| Total loans | 371,744,000 | USD | evidence → |
| Allowance for loan losses | 5,397,000 | USD | evidence → |
| Securities available for sale | 74,756,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 449,395,000 | USD | evidence → |
| Interest-bearing deposits | 422,128,000 | USD | evidence → |
| Noninterest-bearing deposits | 27,267,000 | USD | evidence → |
| Equity capital | 61,419,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 14,870,000 | USD | evidence → |
| Interest expense | 1,457,000 | USD | evidence → |
| Net interest income | 13,413,000 | USD | evidence → |
| Noninterest income | 5,353,000 | USD | evidence → |
| Noninterest expense | 13,320,000 | USD | evidence → |
| Provision for loan losses | 650,000 | USD | evidence → |
| Pretax income | 4,808,000 | USD | evidence → |
| Income tax | 1,303,000 | USD | evidence → |
| Net income | 3,505,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 47,882,000 | USD | evidence → |
| Total capital | 52,655,000 | USD | evidence → |
| Risk-weighted assets | 383,532,000 | USD | evidence → |
Machine access — free, no API key
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