Call report 2012Q4
SOUTHERN MICHIGAN BANK & TRUST — 2012Q4
The 22 measures SOUTHERN MICHIGAN BANK & TRUST reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 528,219,000 | USD | evidence → |
| Total loans | 371,381,000 | USD | evidence → |
| Allowance for loan losses | 5,455,000 | USD | evidence → |
| Securities available for sale | 64,525,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 444,776,000 | USD | evidence → |
| Interest-bearing deposits | 416,818,000 | USD | evidence → |
| Noninterest-bearing deposits | 27,958,000 | USD | evidence → |
| Equity capital | 60,053,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 19,983,000 | USD | evidence → |
| Interest expense | 2,484,000 | USD | evidence → |
| Net interest income | 17,499,000 | USD | evidence → |
| Noninterest income | 7,038,000 | USD | evidence → |
| Noninterest expense | 16,980,000 | USD | evidence → |
| Provision for loan losses | 1,350,000 | USD | evidence → |
| Pretax income | 6,210,000 | USD | evidence → |
| Income tax | 1,576,000 | USD | evidence → |
| Net income | 4,634,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 45,325,000 | USD | evidence → |
| Total capital | 50,053,000 | USD | evidence → |
| Risk-weighted assets | 377,515,000 | USD | evidence → |
Machine access — free, no API key
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