Call report 2012Q3
SOUTHERN MICHIGAN BANK & TRUST — 2012Q3
The 22 measures SOUTHERN MICHIGAN BANK & TRUST reported to the FFIEC for 2012Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 514,336,000 | USD | evidence → |
| Total loans | 352,901,000 | USD | evidence → |
| Allowance for loan losses | 5,362,000 | USD | evidence → |
| Securities available for sale | 75,594,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 431,751,000 | USD | evidence → |
| Interest-bearing deposits | 411,222,000 | USD | evidence → |
| Noninterest-bearing deposits | 20,529,000 | USD | evidence → |
| Equity capital | 59,993,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 14,955,000 | USD | evidence → |
| Interest expense | 1,935,000 | USD | evidence → |
| Net interest income | 13,020,000 | USD | evidence → |
| Noninterest income | 5,057,000 | USD | evidence → |
| Noninterest expense | 12,566,000 | USD | evidence → |
| Provision for loan losses | 1,050,000 | USD | evidence → |
| Pretax income | 4,464,000 | USD | evidence → |
| Income tax | 1,078,000 | USD | evidence → |
| Net income | 3,386,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 44,944,000 | USD | evidence → |
| Total capital | 49,432,000 | USD | evidence → |
| Risk-weighted assets | 358,183,000 | USD | evidence → |
Machine access — free, no API key
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