Call report 2024Q1
MONTECITO BANK & TRUST — 2024Q1
The 22 measures MONTECITO BANK & TRUST reported to the FFIEC for 2024Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 2,100,034,000 | USD | evidence → |
| Total loans | 1,240,989,000 | USD | evidence → |
| Allowance for loan losses | 14,106,000 | USD | evidence → |
| Securities available for sale | 706,684,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,780,019,000 | USD | evidence → |
| Interest-bearing deposits | 1,122,709,000 | USD | evidence → |
| Noninterest-bearing deposits | 657,310,000 | USD | evidence → |
| Equity capital | 148,535,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 20,860,000 | USD | evidence → |
| Interest expense | 4,771,000 | USD | evidence → |
| Net interest income | 16,089,000 | USD | evidence → |
| Noninterest income | 3,246,000 | USD | evidence → |
| Noninterest expense | 17,620,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 2,318,000 | USD | evidence → |
| Income tax | 603,000 | USD | evidence → |
| Net income | 1,715,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 220,725,000 | USD | evidence → |