Call report 2024Q2
MONTECITO BANK & TRUST — 2024Q2
The 22 measures MONTECITO BANK & TRUST reported to the FFIEC for 2024Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 2,122,580,000 | USD | evidence → |
| Total loans | 1,265,193,000 | USD | evidence → |
| Allowance for loan losses | 14,112,000 | USD | evidence → |
| Securities available for sale | 696,552,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,802,015,000 | USD | evidence → |
| Interest-bearing deposits | 1,130,799,000 | USD | evidence → |
| Noninterest-bearing deposits | 671,216,000 | USD | evidence → |
| Equity capital | 149,943,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 41,872,000 | USD | evidence → |
| Interest expense | 10,091,000 | USD | evidence → |
| Net interest income | 31,781,000 | USD | evidence → |
| Noninterest income | 6,587,000 | USD | evidence → |
| Noninterest expense | 34,235,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 4,259,000 | USD | evidence → |
| Income tax | 1,098,000 | USD | evidence → |
| Net income | 3,161,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 222,172,000 | USD | evidence → |