Call report 2023Q4
MONTECITO BANK & TRUST — 2023Q4
The 22 measures MONTECITO BANK & TRUST reported to the FFIEC for 2023Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 2,132,719,000 | USD | evidence → |
| Total loans | 1,230,920,000 | USD | evidence → |
| Allowance for loan losses | 14,266,000 | USD | evidence → |
| Securities available for sale | 728,933,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,845,754,000 | USD | evidence → |
| Interest-bearing deposits | 1,161,335,000 | USD | evidence → |
| Noninterest-bearing deposits | 684,419,000 | USD | evidence → |
| Equity capital | 147,950,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 80,098,000 | USD | evidence → |
| Interest expense | 9,948,000 | USD | evidence → |
| Net interest income | 70,150,000 | USD | evidence → |
| Noninterest income | 12,668,000 | USD | evidence → |
| Noninterest expense | 65,903,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 16,888,000 | USD | evidence → |
| Income tax | 4,646,000 | USD | evidence → |
| Net income | 12,242,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 219,105,000 | USD | evidence → |