Call report 2023Q3
MONTECITO BANK & TRUST — 2023Q3
The 22 measures MONTECITO BANK & TRUST reported to the FFIEC for 2023Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 2,082,967,000 | USD | evidence → |
| Total loans | 1,213,353,000 | USD | evidence → |
| Allowance for loan losses | 14,639,000 | USD | evidence → |
| Securities available for sale | 704,900,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,852,464,000 | USD | evidence → |
| Interest-bearing deposits | 1,163,128,000 | USD | evidence → |
| Noninterest-bearing deposits | 689,336,000 | USD | evidence → |
| Equity capital | 123,653,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 59,494,000 | USD | evidence → |
| Interest expense | 5,942,000 | USD | evidence → |
| Net interest income | 53,552,000 | USD | evidence → |
| Noninterest income | 9,487,000 | USD | evidence → |
| Noninterest expense | 48,808,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 14,204,000 | USD | evidence → |
| Income tax | 3,919,000 | USD | evidence → |
| Net income | 10,285,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 217,847,000 | USD | evidence → |