Call report 2023Q2
MONTECITO BANK & TRUST — 2023Q2
The 22 measures MONTECITO BANK & TRUST reported to the FFIEC for 2023Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 2,086,522,000 | USD | evidence → |
| Total loans | 1,187,444,000 | USD | evidence → |
| Allowance for loan losses | 14,696,000 | USD | evidence → |
| Securities available for sale | 737,326,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,874,452,000 | USD | evidence → |
| Interest-bearing deposits | 1,181,553,000 | USD | evidence → |
| Noninterest-bearing deposits | 692,899,000 | USD | evidence → |
| Equity capital | 136,249,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 39,571,000 | USD | evidence → |
| Interest expense | 2,868,000 | USD | evidence → |
| Net interest income | 36,703,000 | USD | evidence → |
| Noninterest income | 6,232,000 | USD | evidence → |
| Noninterest expense | 32,158,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 10,742,000 | USD | evidence → |
| Income tax | 2,987,000 | USD | evidence → |
| Net income | 7,755,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 215,617,000 | USD | evidence → |