Call report 2023Q1
MONTECITO BANK & TRUST — 2023Q1
The 22 measures MONTECITO BANK & TRUST reported to the FFIEC for 2023Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 2,111,553,000 | USD | evidence → |
| Total loans | 1,175,347,000 | USD | evidence → |
| Allowance for loan losses | 14,747,000 | USD | evidence → |
| Securities available for sale | 781,092,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,917,490,000 | USD | evidence → |
| Interest-bearing deposits | 1,223,045,000 | USD | evidence → |
| Noninterest-bearing deposits | 694,445,000 | USD | evidence → |
| Equity capital | 139,742,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 20,426,000 | USD | evidence → |
| Interest expense | 1,006,000 | USD | evidence → |
| Net interest income | 19,420,000 | USD | evidence → |
| Noninterest income | 3,061,000 | USD | evidence → |
| Noninterest expense | 15,732,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 6,720,000 | USD | evidence → |
| Income tax | 1,893,000 | USD | evidence → |
| Net income | 4,827,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 213,238,000 | USD | evidence → |