Call report 2022Q4
MONTECITO BANK & TRUST — 2022Q4
The 22 measures MONTECITO BANK & TRUST reported to the FFIEC for 2022Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 2,285,315,000 | USD | evidence → |
| Total loans | 1,195,112,000 | USD | evidence → |
| Allowance for loan losses | 14,739,000 | USD | evidence → |
| Securities available for sale | 805,636,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 2,112,120,000 | USD | evidence → |
| Interest-bearing deposits | 1,397,406,000 | USD | evidence → |
| Noninterest-bearing deposits | 714,714,000 | USD | evidence → |
| Equity capital | 124,838,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 76,370,000 | USD | evidence → |
| Interest expense | 1,901,000 | USD | evidence → |
| Net interest income | 74,469,000 | USD | evidence → |
| Noninterest income | 12,536,000 | USD | evidence → |
| Noninterest expense | 61,478,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 25,530,000 | USD | evidence → |
| Income tax | 7,264,000 | USD | evidence → |
| Net income | 18,266,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 208,412,000 | USD | evidence → |
| Total capital | 223,556,000 | USD | evidence → |
| Risk-weighted assets | 1,563,661,000 | USD | evidence → |