Call report 2022Q3
MONTECITO BANK & TRUST — 2022Q3
The 22 measures MONTECITO BANK & TRUST reported to the FFIEC for 2022Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 2,385,228,000 | USD | evidence → |
| Total loans | 1,206,861,000 | USD | evidence → |
| Allowance for loan losses | 14,767,000 | USD | evidence → |
| Securities available for sale | 763,126,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 2,222,874,000 | USD | evidence → |
| Interest-bearing deposits | 1,469,546,000 | USD | evidence → |
| Noninterest-bearing deposits | 753,328,000 | USD | evidence → |
| Equity capital | 120,106,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 55,205,000 | USD | evidence → |
| Interest expense | 1,211,000 | USD | evidence → |
| Net interest income | 53,994,000 | USD | evidence → |
| Noninterest income | 9,498,000 | USD | evidence → |
| Noninterest expense | 44,064,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 19,431,000 | USD | evidence → |
| Income tax | 5,536,000 | USD | evidence → |
| Net income | 13,895,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 204,811,000 | USD | evidence → |
| Total capital | 219,983,000 | USD | evidence → |
| Risk-weighted assets | 1,578,565,000 | USD | evidence → |