Call report 2022Q2
MONTECITO BANK & TRUST — 2022Q2
The 22 measures MONTECITO BANK & TRUST reported to the FFIEC for 2022Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 2,462,012,000 | USD | evidence → |
| Total loans | 1,191,695,000 | USD | evidence → |
| Allowance for loan losses | 14,764,000 | USD | evidence → |
| Securities available for sale | 792,355,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 2,276,022,000 | USD | evidence → |
| Interest-bearing deposits | 1,501,000,000 | USD | evidence → |
| Noninterest-bearing deposits | 775,022,000 | USD | evidence → |
| Equity capital | 143,160,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 35,225,000 | USD | evidence → |
| Interest expense | 808,000 | USD | evidence → |
| Net interest income | 34,417,000 | USD | evidence → |
| Noninterest income | 6,428,000 | USD | evidence → |
| Noninterest expense | 27,315,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 13,533,000 | USD | evidence → |
| Income tax | 3,878,000 | USD | evidence → |
| Net income | 9,655,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 200,786,000 | USD | evidence → |
| Total capital | 215,955,000 | USD | evidence → |
| Risk-weighted assets | 1,588,786,000 | USD | evidence → |