Call report 2019Q4
MONTECITO BANK & TRUST — 2019Q4
The 22 measures MONTECITO BANK & TRUST reported to the FFIEC for 2019Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,608,513,000 | USD | evidence → |
| Total loans | 1,040,350,000 | USD | evidence → |
| Allowance for loan losses | 13,059,000 | USD | evidence → |
| Securities available for sale | 439,585,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,412,215,000 | USD | evidence → |
| Interest-bearing deposits | 1,355,920,000 | USD | evidence → |
| Noninterest-bearing deposits | 56,295,000 | USD | evidence → |
| Equity capital | 174,097,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 63,474,000 | USD | evidence → |
| Interest expense | 6,406,000 | USD | evidence → |
| Net interest income | 57,068,000 | USD | evidence → |
| Noninterest income | 10,376,000 | USD | evidence → |
| Noninterest expense | 52,760,000 | USD | evidence → |
| Provision for loan losses | 240,000 | USD | evidence → |
| Pretax income | 14,645,000 | USD | evidence → |
| Income tax | 4,481,000 | USD | evidence → |
| Net income | 10,164,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 166,074,000 | USD | evidence → |
| Total capital | 179,470,000 | USD | evidence → |
| Risk-weighted assets | 1,202,920,000 | USD | evidence → |