Call report 2019Q3
MONTECITO BANK & TRUST — 2019Q3
The 22 measures MONTECITO BANK & TRUST reported to the FFIEC for 2019Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,537,912,000 | USD | evidence → |
| Total loans | 1,017,314,000 | USD | evidence → |
| Allowance for loan losses | 13,067,000 | USD | evidence → |
| Securities available for sale | 449,974,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,343,070,000 | USD | evidence → |
| Interest-bearing deposits | 1,292,185,000 | USD | evidence → |
| Noninterest-bearing deposits | 50,885,000 | USD | evidence → |
| Equity capital | 174,929,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 47,858,000 | USD | evidence → |
| Interest expense | 4,815,000 | USD | evidence → |
| Net interest income | 43,043,000 | USD | evidence → |
| Noninterest income | 7,689,000 | USD | evidence → |
| Noninterest expense | 38,181,000 | USD | evidence → |
| Provision for loan losses | 240,000 | USD | evidence → |
| Pretax income | 12,221,000 | USD | evidence → |
| Income tax | 3,740,000 | USD | evidence → |
| Net income | 8,481,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 165,032,000 | USD | evidence → |
| Total capital | 178,436,000 | USD | evidence → |
| Risk-weighted assets | 1,192,194,000 | USD | evidence → |