Call report 2020Q1
MONTECITO BANK & TRUST — 2020Q1
The 22 measures MONTECITO BANK & TRUST reported to the FFIEC for 2020Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,602,921,000 | USD | evidence → |
| Total loans | 1,081,392,000 | USD | evidence → |
| Allowance for loan losses | 13,462,000 | USD | evidence → |
| Securities available for sale | 441,300,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,372,911,000 | USD | evidence → |
| Interest-bearing deposits | 1,322,357,000 | USD | evidence → |
| Noninterest-bearing deposits | 50,554,000 | USD | evidence → |
| Equity capital | 175,070,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 15,613,000 | USD | evidence → |
| Interest expense | 1,297,000 | USD | evidence → |
| Net interest income | 14,316,000 | USD | evidence → |
| Noninterest income | 2,632,000 | USD | evidence → |
| Noninterest expense | 12,939,000 | USD | evidence → |
| Provision for loan losses | 400,000 | USD | evidence → |
| Pretax income | 4,044,000 | USD | evidence → |
| Income tax | 1,188,000 | USD | evidence → |
| Net income | 2,856,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 168,571,000 | USD | evidence → |