Call report 2019Q2
MONTECITO BANK & TRUST — 2019Q2
The 22 measures MONTECITO BANK & TRUST reported to the FFIEC for 2019Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,542,828,000 | USD | evidence → |
| Total loans | 980,570,000 | USD | evidence → |
| Allowance for loan losses | 13,084,000 | USD | evidence → |
| Securities available for sale | 447,634,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,353,888,000 | USD | evidence → |
| Interest-bearing deposits | 1,307,018,000 | USD | evidence → |
| Noninterest-bearing deposits | 46,870,000 | USD | evidence → |
| Equity capital | 170,699,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 31,386,000 | USD | evidence → |
| Interest expense | 3,024,000 | USD | evidence → |
| Net interest income | 28,362,000 | USD | evidence → |
| Noninterest income | 4,957,000 | USD | evidence → |
| Noninterest expense | 24,826,000 | USD | evidence → |
| Provision for loan losses | 240,000 | USD | evidence → |
| Pretax income | 8,383,000 | USD | evidence → |
| Income tax | 2,580,000 | USD | evidence → |
| Net income | 5,803,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 162,354,000 | USD | evidence → |
| Total capital | 175,775,000 | USD | evidence → |
| Risk-weighted assets | 1,167,675,000 | USD | evidence → |