Call report 2019Q1
MONTECITO BANK & TRUST — 2019Q1
The 22 measures MONTECITO BANK & TRUST reported to the FFIEC for 2019Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,510,835,000 | USD | evidence → |
| Total loans | 957,038,000 | USD | evidence → |
| Allowance for loan losses | 13,043,000 | USD | evidence → |
| Securities available for sale | 452,525,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,329,429,000 | USD | evidence → |
| Interest-bearing deposits | 1,287,096,000 | USD | evidence → |
| Noninterest-bearing deposits | 42,333,000 | USD | evidence → |
| Equity capital | 163,407,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 15,467,000 | USD | evidence → |
| Interest expense | 1,393,000 | USD | evidence → |
| Net interest income | 14,074,000 | USD | evidence → |
| Noninterest income | 2,385,000 | USD | evidence → |
| Noninterest expense | 12,102,000 | USD | evidence → |
| Provision for loan losses | 240,000 | USD | evidence → |
| Pretax income | 4,191,000 | USD | evidence → |
| Income tax | 1,324,000 | USD | evidence → |
| Net income | 2,867,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 159,418,000 | USD | evidence → |
| Total capital | 172,798,000 | USD | evidence → |
| Risk-weighted assets | 1,145,668,000 | USD | evidence → |