Call report 2018Q4
MONTECITO BANK & TRUST — 2018Q4
The 22 measures MONTECITO BANK & TRUST reported to the FFIEC for 2018Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,491,726,000 | USD | evidence → |
| Total loans | 953,681,000 | USD | evidence → |
| Allowance for loan losses | 12,796,000 | USD | evidence → |
| Securities available for sale | 429,434,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,316,076,000 | USD | evidence → |
| Interest-bearing deposits | 1,272,010,000 | USD | evidence → |
| Noninterest-bearing deposits | 44,066,000 | USD | evidence → |
| Equity capital | 157,466,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 58,292,000 | USD | evidence → |
| Interest expense | 2,664,000 | USD | evidence → |
| Net interest income | 55,628,000 | USD | evidence → |
| Noninterest income | 9,304,000 | USD | evidence → |
| Noninterest expense | 46,166,000 | USD | evidence → |
| Provision for loan losses | 475,000 | USD | evidence → |
| Pretax income | 18,199,000 | USD | evidence → |
| Income tax | -1,974,000 | USD | evidence → |
| Net income | 20,173,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 156,600,000 | USD | evidence → |
| Total capital | 169,783,000 | USD | evidence → |
| Risk-weighted assets | 1,131,028,000 | USD | evidence → |