Call report 2016Q1
MONTECITO BANK & TRUST — 2016Q1
The 22 measures MONTECITO BANK & TRUST reported to the FFIEC for 2016Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,257,576,000 | USD | evidence → |
| Total loans | 722,121,000 | USD | evidence → |
| Allowance for loan losses | 10,532,000 | USD | evidence → |
| Securities available for sale | 483,758,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,106,096,000 | USD | evidence → |
| Interest-bearing deposits | 1,070,041,000 | USD | evidence → |
| Noninterest-bearing deposits | 36,055,000 | USD | evidence → |
| Equity capital | 135,810,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 11,810,000 | USD | evidence → |
| Interest expense | 371,000 | USD | evidence → |
| Net interest income | 11,439,000 | USD | evidence → |
| Noninterest income | 1,867,000 | USD | evidence → |
| Noninterest expense | 10,183,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 3,705,000 | USD | evidence → |
| Income tax | 119,000 | USD | evidence → |
| Net income | 3,586,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 124,343,000 | USD | evidence → |
| Total capital | 135,462,000 | USD | evidence → |
| Risk-weighted assets | 1,028,967,000 | USD | evidence → |