Call report 2015Q4
MONTECITO BANK & TRUST — 2015Q4
The 22 measures MONTECITO BANK & TRUST reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,243,310,000 | USD | evidence → |
| Total loans | 711,010,000 | USD | evidence → |
| Allowance for loan losses | 10,528,000 | USD | evidence → |
| Securities available for sale | 472,298,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,101,154,000 | USD | evidence → |
| Interest-bearing deposits | 1,059,572,000 | USD | evidence → |
| Noninterest-bearing deposits | 41,582,000 | USD | evidence → |
| Equity capital | 125,707,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 45,752,000 | USD | evidence → |
| Interest expense | 1,504,000 | USD | evidence → |
| Net interest income | 44,248,000 | USD | evidence → |
| Noninterest income | 7,402,000 | USD | evidence → |
| Noninterest expense | 38,002,000 | USD | evidence → |
| Provision for loan losses | -1,720,000 | USD | evidence → |
| Pretax income | 16,451,000 | USD | evidence → |
| Income tax | 543,000 | USD | evidence → |
| Net income | 15,908,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 122,271,000 | USD | evidence → |
| Total capital | 133,386,000 | USD | evidence → |
| Risk-weighted assets | 1,024,908,000 | USD | evidence → |