Call report 2016Q2
MONTECITO BANK & TRUST — 2016Q2
The 22 measures MONTECITO BANK & TRUST reported to the FFIEC for 2016Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,276,897,000 | USD | evidence → |
| Total loans | 751,975,000 | USD | evidence → |
| Allowance for loan losses | 10,528,000 | USD | evidence → |
| Securities available for sale | 463,994,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,097,804,000 | USD | evidence → |
| Interest-bearing deposits | 1,063,309,000 | USD | evidence → |
| Noninterest-bearing deposits | 34,495,000 | USD | evidence → |
| Equity capital | 143,180,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 23,905,000 | USD | evidence → |
| Interest expense | 763,000 | USD | evidence → |
| Net interest income | 23,142,000 | USD | evidence → |
| Noninterest income | 4,039,000 | USD | evidence → |
| Noninterest expense | 20,481,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 7,453,000 | USD | evidence → |
| Income tax | 241,000 | USD | evidence → |
| Net income | 7,212,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 126,684,000 | USD | evidence → |
| Total capital | 137,799,000 | USD | evidence → |
| Risk-weighted assets | 1,044,909,000 | USD | evidence → |