Call report 2015Q3
MONTECITO BANK & TRUST — 2015Q3
The 22 measures MONTECITO BANK & TRUST reported to the FFIEC for 2015Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,217,684,000 | USD | evidence → |
| Total loans | 683,600,000 | USD | evidence → |
| Allowance for loan losses | 10,699,000 | USD | evidence → |
| Securities available for sale | 473,563,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,069,331,000 | USD | evidence → |
| Interest-bearing deposits | 1,032,878,000 | USD | evidence → |
| Noninterest-bearing deposits | 36,453,000 | USD | evidence → |
| Equity capital | 128,865,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 33,799,000 | USD | evidence → |
| Interest expense | 1,127,000 | USD | evidence → |
| Net interest income | 32,672,000 | USD | evidence → |
| Noninterest income | 5,758,000 | USD | evidence → |
| Noninterest expense | 28,348,000 | USD | evidence → |
| Provision for loan losses | -1,470,000 | USD | evidence → |
| Pretax income | 12,632,000 | USD | evidence → |
| Income tax | 406,000 | USD | evidence → |
| Net income | 12,226,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 120,468,000 | USD | evidence → |
| Total capital | 131,754,000 | USD | evidence → |
| Risk-weighted assets | 990,433,000 | USD | evidence → |