Call report 2015Q2
MONTECITO BANK & TRUST — 2015Q2
The 22 measures MONTECITO BANK & TRUST reported to the FFIEC for 2015Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,205,310,000 | USD | evidence → |
| Total loans | 661,842,000 | USD | evidence → |
| Allowance for loan losses | 10,993,000 | USD | evidence → |
| Securities available for sale | 489,383,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,062,234,000 | USD | evidence → |
| Interest-bearing deposits | 1,024,516,000 | USD | evidence → |
| Noninterest-bearing deposits | 37,718,000 | USD | evidence → |
| Equity capital | 121,537,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 22,171,000 | USD | evidence → |
| Interest expense | 743,000 | USD | evidence → |
| Net interest income | 21,428,000 | USD | evidence → |
| Noninterest income | 3,724,000 | USD | evidence → |
| Noninterest expense | 19,029,000 | USD | evidence → |
| Provision for loan losses | -1,220,000 | USD | evidence → |
| Pretax income | 8,363,000 | USD | evidence → |
| Income tax | 278,000 | USD | evidence → |
| Net income | 8,085,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 117,917,000 | USD | evidence → |
| Total capital | 129,497,000 | USD | evidence → |
| Risk-weighted assets | 972,008,000 | USD | evidence → |