Call report 2015Q1
MONTECITO BANK & TRUST — 2015Q1
The 22 measures MONTECITO BANK & TRUST reported to the FFIEC for 2015Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,198,953,000 | USD | evidence → |
| Total loans | 642,404,000 | USD | evidence → |
| Allowance for loan losses | 11,100,000 | USD | evidence → |
| Securities available for sale | 498,479,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,058,232,000 | USD | evidence → |
| Interest-bearing deposits | 1,023,820,000 | USD | evidence → |
| Noninterest-bearing deposits | 34,412,000 | USD | evidence → |
| Equity capital | 126,869,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 10,848,000 | USD | evidence → |
| Interest expense | 370,000 | USD | evidence → |
| Net interest income | 10,478,000 | USD | evidence → |
| Noninterest income | 1,819,000 | USD | evidence → |
| Noninterest expense | 9,623,000 | USD | evidence → |
| Provision for loan losses | -250,000 | USD | evidence → |
| Pretax income | 3,938,000 | USD | evidence → |
| Income tax | 130,000 | USD | evidence → |
| Net income | 3,808,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 115,537,000 | USD | evidence → |
| Total capital | 127,224,000 | USD | evidence → |
| Risk-weighted assets | 956,240,000 | USD | evidence → |