Call report 2014Q4
MONTECITO BANK & TRUST — 2014Q4
The 22 measures MONTECITO BANK & TRUST reported to the FFIEC for 2014Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,190,168,000 | USD | evidence → |
| Total loans | 609,243,000 | USD | evidence → |
| Allowance for loan losses | 11,277,000 | USD | evidence → |
| Securities available for sale | 488,289,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,053,480,000 | USD | evidence → |
| Interest-bearing deposits | 1,014,478,000 | USD | evidence → |
| Noninterest-bearing deposits | 39,002,000 | USD | evidence → |
| Equity capital | 122,020,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 40,759,000 | USD | evidence → |
| Interest expense | 1,591,000 | USD | evidence → |
| Net interest income | 39,168,000 | USD | evidence → |
| Noninterest income | 8,397,000 | USD | evidence → |
| Noninterest expense | 37,793,000 | USD | evidence → |
| Provision for loan losses | -2,000,000 | USD | evidence → |
| Pretax income | 13,562,000 | USD | evidence → |
| Income tax | 455,000 | USD | evidence → |
| Net income | 13,107,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 112,948,000 | USD | evidence → |
| Total capital | 124,039,000 | USD | evidence → |
| Risk-weighted assets | 886,543,000 | USD | evidence → |