Call report 2014Q3
MONTECITO BANK & TRUST — 2014Q3
The 22 measures MONTECITO BANK & TRUST reported to the FFIEC for 2014Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,160,958,000 | USD | evidence → |
| Total loans | 598,956,000 | USD | evidence → |
| Allowance for loan losses | 11,676,000 | USD | evidence → |
| Securities available for sale | 478,004,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,029,839,000 | USD | evidence → |
| Interest-bearing deposits | 997,656,000 | USD | evidence → |
| Noninterest-bearing deposits | 32,183,000 | USD | evidence → |
| Equity capital | 117,387,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 29,936,000 | USD | evidence → |
| Interest expense | 1,219,000 | USD | evidence → |
| Net interest income | 28,717,000 | USD | evidence → |
| Noninterest income | 6,401,000 | USD | evidence → |
| Noninterest expense | 27,995,000 | USD | evidence → |
| Provision for loan losses | -1,500,000 | USD | evidence → |
| Pretax income | 10,147,000 | USD | evidence → |
| Income tax | 344,000 | USD | evidence → |
| Net income | 9,803,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 111,234,000 | USD | evidence → |
| Total capital | 122,054,000 | USD | evidence → |
| Risk-weighted assets | 864,150,000 | USD | evidence → |