Call report 2014Q2
MONTECITO BANK & TRUST — 2014Q2
The 22 measures MONTECITO BANK & TRUST reported to the FFIEC for 2014Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,151,261,000 | USD | evidence → |
| Total loans | 540,235,000 | USD | evidence → |
| Allowance for loan losses | 12,186,000 | USD | evidence → |
| Securities available for sale | 478,652,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,021,024,000 | USD | evidence → |
| Interest-bearing deposits | 988,323,000 | USD | evidence → |
| Noninterest-bearing deposits | 32,701,000 | USD | evidence → |
| Equity capital | 117,545,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 19,845,000 | USD | evidence → |
| Interest expense | 833,000 | USD | evidence → |
| Net interest income | 19,012,000 | USD | evidence → |
| Noninterest income | 3,599,000 | USD | evidence → |
| Noninterest expense | 18,333,000 | USD | evidence → |
| Provision for loan losses | -1,000,000 | USD | evidence → |
| Pretax income | 5,826,000 | USD | evidence → |
| Income tax | 196,000 | USD | evidence → |
| Net income | 5,630,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 108,349,000 | USD | evidence → |
| Total capital | 118,985,000 | USD | evidence → |
| Risk-weighted assets | 848,704,000 | USD | evidence → |