Call report 2013Q3
MONTECITO BANK & TRUST — 2013Q3
The 22 measures MONTECITO BANK & TRUST reported to the FFIEC for 2013Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,084,353,000 | USD | evidence → |
| Total loans | 562,224,000 | USD | evidence → |
| Allowance for loan losses | 13,765,000 | USD | evidence → |
| Securities available for sale | 461,478,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 959,652,000 | USD | evidence → |
| Interest-bearing deposits | 931,604,000 | USD | evidence → |
| Noninterest-bearing deposits | 28,048,000 | USD | evidence → |
| Equity capital | 108,092,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 31,369,000 | USD | evidence → |
| Interest expense | 1,526,000 | USD | evidence → |
| Net interest income | 29,843,000 | USD | evidence → |
| Noninterest income | 5,262,000 | USD | evidence → |
| Noninterest expense | 25,562,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 10,730,000 | USD | evidence → |
| Income tax | 371,000 | USD | evidence → |
| Net income | 10,359,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 104,327,000 | USD | evidence → |
| Total capital | 114,613,000 | USD | evidence → |
| Risk-weighted assets | 818,850,000 | USD | evidence → |