Call report 2013Q2
MONTECITO BANK & TRUST — 2013Q2
The 22 measures MONTECITO BANK & TRUST reported to the FFIEC for 2013Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,073,139,000 | USD | evidence → |
| Total loans | 538,204,000 | USD | evidence → |
| Allowance for loan losses | 12,845,000 | USD | evidence → |
| Securities available for sale | 466,170,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 950,741,000 | USD | evidence → |
| Interest-bearing deposits | 924,081,000 | USD | evidence → |
| Noninterest-bearing deposits | 26,660,000 | USD | evidence → |
| Equity capital | 106,394,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 19,507,000 | USD | evidence → |
| Interest expense | 1,048,000 | USD | evidence → |
| Net interest income | 18,459,000 | USD | evidence → |
| Noninterest income | 3,501,000 | USD | evidence → |
| Noninterest expense | 17,008,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 5,739,000 | USD | evidence → |
| Income tax | 198,000 | USD | evidence → |
| Net income | 5,541,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 101,092,000 | USD | evidence → |
| Total capital | 111,065,000 | USD | evidence → |
| Risk-weighted assets | 794,352,000 | USD | evidence → |