Call report 2013Q4
MONTECITO BANK & TRUST — 2013Q4
The 22 measures MONTECITO BANK & TRUST reported to the FFIEC for 2013Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,074,582,000 | USD | evidence → |
| Total loans | 534,155,000 | USD | evidence → |
| Allowance for loan losses | 13,565,000 | USD | evidence → |
| Securities available for sale | 459,505,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 951,820,000 | USD | evidence → |
| Interest-bearing deposits | 920,990,000 | USD | evidence → |
| Noninterest-bearing deposits | 30,830,000 | USD | evidence → |
| Equity capital | 105,714,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 41,654,000 | USD | evidence → |
| Interest expense | 1,970,000 | USD | evidence → |
| Net interest income | 39,684,000 | USD | evidence → |
| Noninterest income | 6,892,000 | USD | evidence → |
| Noninterest expense | 34,247,000 | USD | evidence → |
| Provision for loan losses | -1,000,000 | USD | evidence → |
| Pretax income | 13,654,000 | USD | evidence → |
| Income tax | 466,000 | USD | evidence → |
| Net income | 13,188,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 104,838,000 | USD | evidence → |
| Total capital | 115,065,000 | USD | evidence → |
| Risk-weighted assets | 814,265,000 | USD | evidence → |