Call report 2013Q1
MONTECITO BANK & TRUST — 2013Q1
The 22 measures MONTECITO BANK & TRUST reported to the FFIEC for 2013Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,062,902,000 | USD | evidence → |
| Total loans | 523,344,000 | USD | evidence → |
| Allowance for loan losses | 12,164,000 | USD | evidence → |
| Securities available for sale | 470,167,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 927,588,000 | USD | evidence → |
| Interest-bearing deposits | 900,294,000 | USD | evidence → |
| Noninterest-bearing deposits | 27,294,000 | USD | evidence → |
| Equity capital | 116,896,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,754,000 | USD | evidence → |
| Interest expense | 543,000 | USD | evidence → |
| Net interest income | 9,211,000 | USD | evidence → |
| Noninterest income | 2,020,000 | USD | evidence → |
| Noninterest expense | 8,548,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 2,945,000 | USD | evidence → |
| Income tax | 101,000 | USD | evidence → |
| Net income | 2,844,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 99,480,000 | USD | evidence → |
| Total capital | 109,159,000 | USD | evidence → |
| Risk-weighted assets | 771,237,000 | USD | evidence → |