Call report 2012Q4
MONTECITO BANK & TRUST — 2012Q4
The 22 measures MONTECITO BANK & TRUST reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,062,124,000 | USD | evidence → |
| Total loans | 524,053,000 | USD | evidence → |
| Allowance for loan losses | 9,619,000 | USD | evidence → |
| Securities available for sale | 372,327,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 921,626,000 | USD | evidence → |
| Interest-bearing deposits | 891,997,000 | USD | evidence → |
| Noninterest-bearing deposits | 29,629,000 | USD | evidence → |
| Equity capital | 117,431,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 41,373,000 | USD | evidence → |
| Interest expense | 2,475,000 | USD | evidence → |
| Net interest income | 38,898,000 | USD | evidence → |
| Noninterest income | 7,233,000 | USD | evidence → |
| Noninterest expense | 34,648,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 13,610,000 | USD | evidence → |
| Income tax | 465,000 | USD | evidence → |
| Net income | 13,145,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 98,216,000 | USD | evidence → |
| Total capital | 107,771,000 | USD | evidence → |
| Risk-weighted assets | 763,780,000 | USD | evidence → |