Call report 2012Q3
MONTECITO BANK & TRUST — 2012Q3
The 22 measures MONTECITO BANK & TRUST reported to the FFIEC for 2012Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,047,091,000 | USD | evidence → |
| Total loans | 493,844,000 | USD | evidence → |
| Allowance for loan losses | 9,515,000 | USD | evidence → |
| Securities available for sale | 454,354,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 905,534,000 | USD | evidence → |
| Interest-bearing deposits | 903,169,000 | USD | evidence → |
| Noninterest-bearing deposits | 2,365,000 | USD | evidence → |
| Equity capital | 119,481,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 31,182,000 | USD | evidence → |
| Interest expense | 1,876,000 | USD | evidence → |
| Net interest income | 29,306,000 | USD | evidence → |
| Noninterest income | 5,182,000 | USD | evidence → |
| Noninterest expense | 25,797,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 9,077,000 | USD | evidence → |
| Income tax | 311,000 | USD | evidence → |
| Net income | 8,766,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 96,313,000 | USD | evidence → |
| Total capital | 105,964,000 | USD | evidence → |
| Risk-weighted assets | 771,592,000 | USD | evidence → |