Call report 2012Q2
MONTECITO BANK & TRUST — 2012Q2
The 22 measures MONTECITO BANK & TRUST reported to the FFIEC for 2012Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,027,259,000 | USD | evidence → |
| Total loans | 505,519,000 | USD | evidence → |
| Allowance for loan losses | 9,617,000 | USD | evidence → |
| Securities available for sale | 437,126,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 891,215,000 | USD | evidence → |
| Interest-bearing deposits | 887,394,000 | USD | evidence → |
| Noninterest-bearing deposits | 3,821,000 | USD | evidence → |
| Equity capital | 115,217,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 21,012,000 | USD | evidence → |
| Interest expense | 1,265,000 | USD | evidence → |
| Net interest income | 19,747,000 | USD | evidence → |
| Noninterest income | 3,504,000 | USD | evidence → |
| Noninterest expense | 17,087,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 6,161,000 | USD | evidence → |
| Income tax | 211,000 | USD | evidence → |
| Net income | 5,950,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 95,276,000 | USD | evidence → |
| Total capital | 104,960,000 | USD | evidence → |
| Risk-weighted assets | 774,180,000 | USD | evidence → |