Call report 2024Q4
WRAY STATE BANK — 2024Q4
The 22 measures WRAY STATE BANK reported to the FFIEC for 2024Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 266,909,000 | USD | evidence → |
| Total loans | 191,278,000 | USD | evidence → |
| Allowance for loan losses | 2,900,000 | USD | evidence → |
| Securities available for sale | 50,969,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 238,338,000 | USD | evidence → |
| Interest-bearing deposits | 183,583,000 | USD | evidence → |
| Noninterest-bearing deposits | 54,755,000 | USD | evidence → |
| Equity capital | 25,586,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 16,036,000 | USD | evidence → |
| Interest expense | 6,594,000 | USD | evidence → |
| Net interest income | 9,442,000 | USD | evidence → |
| Noninterest income | 743,000 | USD | evidence → |
| Noninterest expense | 6,134,000 | USD | evidence → |
| Provision for loan losses | 360,000 | USD | evidence → |
| Pretax income | 3,722,000 | USD | evidence → |
| Income tax | 845,000 | USD | evidence → |
| Net income | 2,877,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 25,346,000 | USD | evidence → |