Call report 2025Q1
WRAY STATE BANK — 2025Q1
The 22 measures WRAY STATE BANK reported to the FFIEC for 2025Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 263,687,000 | USD | evidence → |
| Total loans | 196,143,000 | USD | evidence → |
| Allowance for loan losses | 2,969,000 | USD | evidence → |
| Securities available for sale | 50,269,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 234,009,000 | USD | evidence → |
| Interest-bearing deposits | 188,306,000 | USD | evidence → |
| Noninterest-bearing deposits | 45,703,000 | USD | evidence → |
| Equity capital | 26,731,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,911,000 | USD | evidence → |
| Interest expense | 1,501,000 | USD | evidence → |
| Net interest income | 2,410,000 | USD | evidence → |
| Noninterest income | 196,000 | USD | evidence → |
| Noninterest expense | 1,695,000 | USD | evidence → |
| Provision for loan losses | 90,000 | USD | evidence → |
| Pretax income | 786,000 | USD | evidence → |
| Income tax | 183,000 | USD | evidence → |
| Net income | 603,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 25,854,000 | USD | evidence → |
Machine access — free, no API key
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