Call report 2024Q3
WRAY STATE BANK — 2024Q3
The 22 measures WRAY STATE BANK reported to the FFIEC for 2024Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 259,905,000 | USD | evidence → |
| Total loans | 188,618,000 | USD | evidence → |
| Allowance for loan losses | 2,812,000 | USD | evidence → |
| Securities available for sale | 51,089,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 230,259,000 | USD | evidence → |
| Interest-bearing deposits | 184,808,000 | USD | evidence → |
| Noninterest-bearing deposits | 45,451,000 | USD | evidence → |
| Equity capital | 26,625,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 12,060,000 | USD | evidence → |
| Interest expense | 5,014,000 | USD | evidence → |
| Net interest income | 7,046,000 | USD | evidence → |
| Noninterest income | 594,000 | USD | evidence → |
| Noninterest expense | 4,308,000 | USD | evidence → |
| Provision for loan losses | 270,000 | USD | evidence → |
| Pretax income | 3,105,000 | USD | evidence → |
| Income tax | 699,000 | USD | evidence → |
| Net income | 2,406,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 24,969,000 | USD | evidence → |
| Total capital | 27,235,000 | USD | evidence → |
| Risk-weighted assets | 180,760,000 | USD | evidence → |