Call report 2023Q2
WRAY STATE BANK — 2023Q2
The 22 measures WRAY STATE BANK reported to the FFIEC for 2023Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 213,749,000 | USD | evidence → |
| Total loans | 167,651,000 | USD | evidence → |
| Allowance for loan losses | 2,513,000 | USD | evidence → |
| Securities available for sale | 30,264,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 187,460,000 | USD | evidence → |
| Interest-bearing deposits | 144,653,000 | USD | evidence → |
| Noninterest-bearing deposits | 42,807,000 | USD | evidence → |
| Equity capital | 22,138,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,677,000 | USD | evidence → |
| Interest expense | 1,228,000 | USD | evidence → |
| Net interest income | 4,449,000 | USD | evidence → |
| Noninterest income | 350,000 | USD | evidence → |
| Noninterest expense | 2,515,000 | USD | evidence → |
| Provision for loan losses | 63,000 | USD | evidence → |
| Pretax income | 2,225,000 | USD | evidence → |
| Income tax | 523,000 | USD | evidence → |
| Net income | 1,702,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 21,919,000 | USD | evidence → |
| Total capital | 23,957,000 | USD | evidence → |
| Risk-weighted assets | 162,583,000 | USD | evidence → |