Call report 2023Q1
WRAY STATE BANK — 2023Q1
The 22 measures WRAY STATE BANK reported to the FFIEC for 2023Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 203,280,000 | USD | evidence → |
| Total loans | 157,023,000 | USD | evidence → |
| Allowance for loan losses | 2,522,000 | USD | evidence → |
| Securities available for sale | 31,402,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 173,658,000 | USD | evidence → |
| Interest-bearing deposits | 126,201,000 | USD | evidence → |
| Noninterest-bearing deposits | 47,457,000 | USD | evidence → |
| Equity capital | 21,735,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,833,000 | USD | evidence → |
| Interest expense | 332,000 | USD | evidence → |
| Net interest income | 2,501,000 | USD | evidence → |
| Noninterest income | 171,000 | USD | evidence → |
| Noninterest expense | 1,227,000 | USD | evidence → |
| Provision for loan losses | 30,000 | USD | evidence → |
| Pretax income | 1,413,000 | USD | evidence → |
| Income tax | 351,000 | USD | evidence → |
| Net income | 1,062,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 21,374,000 | USD | evidence → |
| Total capital | 23,295,000 | USD | evidence → |
| Risk-weighted assets | 153,084,000 | USD | evidence → |