Call report 2023Q3
WRAY STATE BANK — 2023Q3
The 22 measures WRAY STATE BANK reported to the FFIEC for 2023Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 226,019,000 | USD | evidence → |
| Total loans | 172,086,000 | USD | evidence → |
| Allowance for loan losses | 2,540,000 | USD | evidence → |
| Securities available for sale | 30,619,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 201,609,000 | USD | evidence → |
| Interest-bearing deposits | 157,557,000 | USD | evidence → |
| Noninterest-bearing deposits | 44,052,000 | USD | evidence → |
| Equity capital | 22,094,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,741,000 | USD | evidence → |
| Interest expense | 2,404,000 | USD | evidence → |
| Net interest income | 6,337,000 | USD | evidence → |
| Noninterest income | 535,000 | USD | evidence → |
| Noninterest expense | 3,790,000 | USD | evidence → |
| Provision for loan losses | 102,000 | USD | evidence → |
| Pretax income | 2,966,000 | USD | evidence → |
| Income tax | 686,000 | USD | evidence → |
| Net income | 2,280,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 22,402,000 | USD | evidence → |
| Total capital | 24,514,000 | USD | evidence → |
| Risk-weighted assets | 168,543,000 | USD | evidence → |