Call report 2022Q4
WRAY STATE BANK — 2022Q4
The 22 measures WRAY STATE BANK reported to the FFIEC for 2022Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 201,286,000 | USD | evidence → |
| Total loans | 154,850,000 | USD | evidence → |
| Allowance for loan losses | 2,395,000 | USD | evidence → |
| Securities available for sale | 29,582,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 176,279,000 | USD | evidence → |
| Interest-bearing deposits | 121,959,000 | USD | evidence → |
| Noninterest-bearing deposits | 54,320,000 | USD | evidence → |
| Equity capital | 20,578,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,740,000 | USD | evidence → |
| Interest expense | 459,000 | USD | evidence → |
| Net interest income | 7,281,000 | USD | evidence → |
| Noninterest income | 696,000 | USD | evidence → |
| Noninterest expense | 4,738,000 | USD | evidence → |
| Provision for loan losses | 150,000 | USD | evidence → |
| Pretax income | 2,964,000 | USD | evidence → |
| Income tax | 693,000 | USD | evidence → |
| Net income | 2,271,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 20,396,000 | USD | evidence → |
| Total capital | 22,275,000 | USD | evidence → |
| Risk-weighted assets | 149,880,000 | USD | evidence → |