Call report 2022Q1
WRAY STATE BANK — 2022Q1
The 22 measures WRAY STATE BANK reported to the FFIEC for 2022Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 196,134,000 | USD | evidence → |
| Total loans | 138,395,000 | USD | evidence → |
| Allowance for loan losses | 2,594,000 | USD | evidence → |
| Securities available for sale | 24,315,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 173,852,000 | USD | evidence → |
| Interest-bearing deposits | 120,497,000 | USD | evidence → |
| Noninterest-bearing deposits | 53,356,000 | USD | evidence → |
| Equity capital | 20,570,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,723,000 | USD | evidence → |
| Interest expense | 92,000 | USD | evidence → |
| Net interest income | 1,631,000 | USD | evidence → |
| Noninterest income | 160,000 | USD | evidence → |
| Noninterest expense | 1,172,000 | USD | evidence → |
| Provision for loan losses | 83,000 | USD | evidence → |
| Pretax income | 511,000 | USD | evidence → |
| Income tax | 120,000 | USD | evidence → |
| Net income | 391,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 18,771,000 | USD | evidence → |
| Total capital | 20,544,000 | USD | evidence → |
| Risk-weighted assets | 141,015,000 | USD | evidence → |