Call report 2021Q4
WRAY STATE BANK — 2021Q4
The 22 measures WRAY STATE BANK reported to the FFIEC for 2021Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 196,958,000 | USD | evidence → |
| Total loans | 140,612,000 | USD | evidence → |
| Allowance for loan losses | 2,491,000 | USD | evidence → |
| Securities available for sale | 23,884,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 174,153,000 | USD | evidence → |
| Interest-bearing deposits | 116,590,000 | USD | evidence → |
| Noninterest-bearing deposits | 57,563,000 | USD | evidence → |
| Equity capital | 21,053,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,507,000 | USD | evidence → |
| Interest expense | 496,000 | USD | evidence → |
| Net interest income | 7,011,000 | USD | evidence → |
| Noninterest income | 634,000 | USD | evidence → |
| Noninterest expense | 4,561,000 | USD | evidence → |
| Provision for loan losses | 249,000 | USD | evidence → |
| Pretax income | 2,766,000 | USD | evidence → |
| Income tax | 683,000 | USD | evidence → |
| Net income | 2,083,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 18,466,000 | USD | evidence → |
| Total capital | 20,256,000 | USD | evidence → |
| Risk-weighted assets | 142,563,000 | USD | evidence → |