Call report 2022Q2
WRAY STATE BANK — 2022Q2
The 22 measures WRAY STATE BANK reported to the FFIEC for 2022Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 195,114,000 | USD | evidence → |
| Total loans | 141,252,000 | USD | evidence → |
| Allowance for loan losses | 2,458,000 | USD | evidence → |
| Securities available for sale | 25,675,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 173,192,000 | USD | evidence → |
| Interest-bearing deposits | 122,909,000 | USD | evidence → |
| Noninterest-bearing deposits | 50,283,000 | USD | evidence → |
| Equity capital | 19,997,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,437,000 | USD | evidence → |
| Interest expense | 178,000 | USD | evidence → |
| Net interest income | 3,259,000 | USD | evidence → |
| Noninterest income | 339,000 | USD | evidence → |
| Noninterest expense | 2,335,000 | USD | evidence → |
| Provision for loan losses | 105,000 | USD | evidence → |
| Pretax income | 1,084,000 | USD | evidence → |
| Income tax | 252,000 | USD | evidence → |
| Net income | 832,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 19,128,000 | USD | evidence → |
| Total capital | 20,944,000 | USD | evidence → |
| Risk-weighted assets | 144,647,000 | USD | evidence → |