Call report 2022Q4
WATERFALL BANK — 2022Q4
The 22 measures WATERFALL BANK reported to the FFIEC for 2022Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 119,426,000 | USD | evidence → |
| Total loans | 84,165,000 | USD | evidence → |
| Allowance for loan losses | 622,000 | USD | evidence → |
| Securities available for sale | 11,834,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 76,909,000 | USD | evidence → |
| Interest-bearing deposits | 57,624,000 | USD | evidence → |
| Noninterest-bearing deposits | 19,285,000 | USD | evidence → |
| Equity capital | 40,928,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,223,000 | USD | evidence → |
| Interest expense | 153,000 | USD | evidence → |
| Net interest income | 3,070,000 | USD | evidence → |
| Noninterest income | 18,000 | USD | evidence → |
| Noninterest expense | 4,306,000 | USD | evidence → |
| Provision for loan losses | 583,000 | USD | evidence → |
| Pretax income | -1,801,000 | USD | evidence → |
| Income tax | -442,000 | USD | evidence → |
| Net income | -1,359,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 40,917,000 | USD | evidence → |
| Total capital | 41,539,000 | USD | evidence → |
| Risk-weighted assets | 93,946,000 | USD | evidence → |