Call reports 2022

WATERFALL BANK — 2022

Name: WATERFALL BANK — FFIEC call report 2022
Creator: WATERFALL BANK

What WATERFALL BANK reported to the FFIEC in 2022, quarter by quarter.

PERIOD: 2022SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/1eea5acc-c6c2-4c07-b148-819f9110cbd3/2022

Balance sheet

What the bank holds and owes at quarter end

Measure	2022Q1	2022Q2	2022Q3	2022Q4
Total assets	87,152,000	104,873,000	125,837,000	119,426,000
Total loans	24,447,000	57,503,000	70,904,000	84,165,000
Allowance for loan losses	181,000	425,000	524,000	622,000
Securities available for sale	9,342,000	12,694,000	11,722,000	11,834,000
Securities held to maturity	0	0	0	0
Trading assets	0	0	0	0
Total deposits	44,905,000	63,523,000	85,133,000	76,909,000
Interest-bearing deposits	40,472,000	55,346,000	69,743,000	57,624,000
Noninterest-bearing deposits	4,433,000	8,177,000	15,390,000	19,285,000
Equity capital	42,141,000	41,233,000	40,577,000	40,928,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2022Q1	2022Q2	2022Q3	2022Q4
Interest income	217,000	818,000	1,868,000	3,223,000
Interest expense	17,000	50,000	101,000	153,000
Net interest income	200,000	768,000	1,767,000	3,070,000
Noninterest income	1,000	4,000	7,000	18,000
Noninterest expense	1,199,000	2,225,000	3,228,000	4,306,000
Provision for loan losses	141,000	385,000	484,000	583,000
Pretax income	-1,139,000	-1,838,000	-1,938,000	-1,801,000
Income tax	-289,000	-466,000	-491,000	-442,000
Net income	-850,000	-1,372,000	-1,447,000	-1,359,000

Basel measures — not reported for every quarter

Measure	2022Q1	2022Q2	2022Q3	2022Q4
Tier 1 capital	41,726,000	40,937,000	40,695,000	40,917,000
Total capital	41,907,000	41,362,000	41,219,000	41,539,000
Risk-weighted assets	31,352,000	68,591,000	87,194,000	93,946,000