Call report 2023Q1
WATERFALL BANK — 2023Q1
The 22 measures WATERFALL BANK reported to the FFIEC for 2023Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 115,057,000 | USD | evidence → |
| Total loans | 86,924,000 | USD | evidence → |
| Allowance for loan losses | 776,000 | USD | evidence → |
| Securities available for sale | 11,814,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 72,393,000 | USD | evidence → |
| Interest-bearing deposits | 58,336,000 | USD | evidence → |
| Noninterest-bearing deposits | 14,057,000 | USD | evidence → |
| Equity capital | 41,014,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,428,000 | USD | evidence → |
| Interest expense | 104,000 | USD | evidence → |
| Net interest income | 1,324,000 | USD | evidence → |
| Noninterest income | 24,000 | USD | evidence → |
| Noninterest expense | 1,276,000 | USD | evidence → |
| Provision for loan losses | 154,000 | USD | evidence → |
| Pretax income | -82,000 | USD | evidence → |
| Income tax | -18,000 | USD | evidence → |
| Net income | -64,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 40,888,000 | USD | evidence → |
| Total capital | 41,664,000 | USD | evidence → |
| Risk-weighted assets | 96,683,000 | USD | evidence → |